Dental Insurance – Nashua, NH

Affordable, Quality Dentistry for Every Budget

Simply put, dental insurance is one of the best investments you can make in your ongoing dental health. That said, if you have dental insurance in Nashua, you might be attempting to find an office that’s in-network with your plan and able to meet every single one of your unique oral health needs. Continue reading to learn a little more about how dental insurance works and how our team of experts can help you and your family receive affordable, high-quality dentistry that fits comfortably within your budget!

How Dental Insurance Works

Whether your dental insurance comes from your employer, a private plan, or is state-sponsored, every plan has one primary focus – the prevention of oral health issues. Some key points to remember concerning dental insurance include:

• Most policies are based on the calendar year, meaning your benefits will not roll over at the end of the year and will instead be renewed every January.
• You must meet your deductible before your insurance company will agree to pay for any minor or major restorative service you receive.
• Your annual maximum is a designated amount of money provided to you by your insurance company and is the most they’ll agree to pay in a single year.
• Most insurance companies cover 80 – 100% of the cost of preventive care, with advanced care usually receiving partial (around 50%) coverage.

What Is the Difference Between Dental & Medical Insurance?

While regular health insurance is centered around helping people deal with unexpected medical issues, dental insurance is instead designed to help people avoid common issues entirely or to address them before they become serious and costly. Over time, this leads to much better oral health care – and far less money spent on care, which is a win-win for policyholders and insurance companies alike!

In-Network vs. Out-of-Network

Another way that dental insurance differs from medical coverage is that you won’t necessarily be penalized for going outside of your network; if your dentist is willing to work with you, you’re essentially free to choose your provider. That said, in-network providers are usually still going to be your best bet, since it’s the best way to make easy use of your benefits. An in-network provider will also be more familiar with your plan and might know how to better maximize your coverage.

In-Network Coverage

Here at Simply Pediatric Dentistry & Orthodontics, we’re proud to be in-network with several major dental insurance plans. By contracting with these companies, our team can ensure that you’re paying fair, affordable rates for all services you receive. We proudly accept the following insurance plans:

• BC/BS MA PPO
• Aetna PPO
• Delta Dental MA PPO
• Delta Dental MA Premier
• Guardian
• Humana
• MetLife
• MassHealth
• United Healthcare
• And many more!

Out-of-Network

If you don’t see your insurance provider listed above, don’t fret – you are still more than welcome to contact us to discuss your coverage. We are fully committed to helping all of our patients make the most of their investment in dental insurance; your smile is far too important!